Insurance only applicable to goods.
Document shipments are insured for printing costs and never for creation or preparation costs. Compensation payments for goods will depend on the criteria adopted by the insurance company, being generally only for their replacement value and never their retail value, depending on each case.
Compensation payments for used goods, in the case of a total write-off, will be subject to the corresponding depreciation on the original value. Also, only the cost of repairs will be paid on claims made for damage to goods, with the final decision to apply the previously indicated point lying with the company.
Goods Aged | Depreciation applied | |
Less than 1 year | 0% | |
1 to 2 years | 20% | |
2 to 3 years | 40% | |
3 to 4 years | 60% | |
4 to 5 years | 60% | |
5 to 6 years | 80% | |
Over 6 years | 100% | |
Depreciation percentages may vary depending on the kind of merchandise transported and if necessary the intervention of an insurance assessor. |
COVERAGE INCLUDED
The compensation to be received via this kind of coverage shall never be higher than the value of the goods transported.
OVERLAND
NATIONAL
In compliance with the responsibility demanded by LAW 15/2009 of November 11th of the Contract for the Transportation of Goods, a maximum compensation payment for the client is established, in the event of a claim, of a third of the IPREM/day (public indicator of the value of multiple effects in Spain) per kg of the lost or damaged goods gross weight.
INTERNATIONAL
Compensation paid according to that which is set out by the obligatory insurance C.M.R., (Convention relative au contrat de transport internacional de Marchandises par Route).
BY AIR
NATIONAL / INTERNATIONAL
Compensation paid according to that which is set out by the obligatory insurance IATA (International Air Transport Association).
GOODS EXCLUDED FROM INSURANCE COVERAGEOTHER INTERNATIONAL DESTINATIONS
ADDITIONAL INSURANCE
Rate: 4.50 € + 1% declared value.
Ask your Nacex office.
IMMEDIATE / DIRECT
Service excluded from goods insurance.
Ask your Nacex office.
EUROPEAN UNION, ANDORRA, SWITZERLAND, AND THE UNITED KINGDOM
GENERAL
GENERAL GOODS - UP TO 3.000 €
Rate: 8% on top of shipping costs (up to a maximum of 3,000 € per shipment).
For all services containing general goods and Branded/luxury goods (clothes, accessories, footwear) up to a maximum of 1.500 € per shipment.
The following are excluded from coverage:
INDIVIDUAL TYPE A
GENERAL GOODS - ABOVE 3000 €
Rate: 0.60% of the value of the goods.
Maximum 5.000 € per shipment.
(Watches: maximum 600 € Branded/luxury goods (clothes, accessories, footwear) from €1,500 up to a maximum of €5,000 per shipment).
Minimum premium 1.50 €.
For all shipments containing general goods, plus those detailed below:
INDIVIDUAL TYPE B
(Excluding INTERNATIONAL, except Andorra and Portugal)
JEWELLERY
Rate: 1.60% of the value of the goods.
(Maximum 5,000 € per shipment).
Minimum premium 1.50 €.
For all shipments containing:
INDIVIDUAL TYPE D
(Excluding INTERNATIONAL, except Andorra and Portugal)
SPECIAL/EXCLUSIVE GOODS
Rate: 1.50% of the value of the goods.
(Maximum 5,000 € per shipment).
Minimum premium 1.50 €.
For all shipments containing special goods such as:
INDIVIDUAL TYPE E
(For mainland Spain shipments)
FIREARMS, AMMUNITION, ACCESSORIES AND SPARES
Rate: 0.60% of the value of the goods.
(Maximum 5,000 € per shipment).
Minimum premium 1.50 €.
For all shipments containing firearms, air guns, (regardless of their power), ammunition, accessories and spares.
INDIVIDUAL TYPE F
(For shipments to Spain, Andorra and mainland Portugal)
LOTTERY TICKETS*, LUNCHEON VOUCHERS, ENTRANCE TICKETS FOR SHOWS, SMARTBOX
* Coverage only for Official Lottery Administrations
Payment for the merchandise before delivery of the insured shipment (cash on delivery or returns are not permitted).
Cost: 1% of the value of the goods.
(Maximum 5,000 € per shipment)
Minimum premium: 1 €
For all services containing lottery tickets (not ones that have won a prize), luncheon vouchers, entrance tickets for shows, smartbox.
For more detailed information, please ask your NACEX franchise office.
Claims for damage and breakages suffered during the transportation of goods must be made within 7 days of delivery, unless the damage is evident upon receiving the goods, in which case, the claim should be made there and then.. (Art. 60 L.C.T.T.M).
Upon presentation of this initial claim, the injured party has one year to meet the requirements for handling the claim against the carrier, as shown in the transport contract.
(Art. 79 L.C.T.T.M).
HANDLING OF CLAIMS
For correct handling of optional insurance coverage, the following points must be taken into consideration:
Said documentation must be provided to the NACEX office within a maximum period of 30 days from communication of the claim.